Seniors living below or close to the Low-Income-Cut-off (LICO) confront unique challenges related to being able to access and afford the supports and necessities that are part of a healthy life. An overview of various income levels of seniors and the main sources of seniors’ income are presented. Although there are a number of financial resources available to seniors, over 7% of Guelph seniors live with very limited incomes making it difficult to afford the costs of living. In addition, some seniors feel the need to give up activities they previously enjoyed because of the uncertainty of financial support as they continue to age. This research profile stresses the importance of having local services that are accessible, affordable and adapt to the changing needs of seniors.